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Coming to Google Play
Coming to Google PlayEMI Must Be Paid
Smash piggy banks. Pay the bills. Repeat.
A fast, funny tap-and-smash game set in an Indian household. Smash piggy banks with your hammer, pay electricity bills, rent and EMI before the timer runs out, then go bankrupt on purpose and come back stronger.
Launching on Google Play soonHow to play
Optional ads only Works offline No account needed Android
What is EMI Must Be Paid?
In one sentence
EMI Must Be Paid is a free Android tap-and-smash game by HostSpica where you smash piggy banks with a hammer, pay bills before their timers run out, and go bankrupt on purpose to earn BP for permanent upgrades.
It has 10 hammers with special powers, 101 permanent skills in six branches, 24 collectible rare coins, 4 family helpers, 3 gadgets and four difficulty modes. Runs take a few minutes, so it suits short breaks.
- Developer
- HostSpica Private Limited, India
- Platform
- Android 7.0+ (portrait)
- Price
- Free, no in-app purchases
- Ads
- Optional rewarded ads only
- Offline
- Yes
- Genre
- Casual / Clicker
- Version
- 1.3.0
- Age
- 13+
Screenshots
What's inside
Boss bills and fever
The Income Tax Officer piggy shows up with big bills: smash him before he escapes or the bill doubles. Chain smashes to trigger Money Rain and rain double coins.
8 kinds of piggy banks
Penny, speedy Speedy, sleepy Tank Piggy, Tea Piggy, Golden Pig, Black Cash, sneaky Thief Piggy and the explosive Bomb Piggy.
10 hammers with powers
Mom’s Slipper, Steel Hammer, Street Cricket Bat, sizzling Skillet Slam, Firecracker, Golden Mace and more. Level each one up by smashing.
Family helpers and gadgets
Take Grandma, Little Bro, Dad or Mom into every run, plus a Calculator, QR Scanner or Alarm Clock gadget.
Growth skill tree
100+ permanent skills in six branches with a clear road view, a power meter, a best-buy hint and a big overview map.
Bills, perks and events
Phone recharge, electricity, school fees, rent and the dreaded EMI. Pay in time to pick 1 of 3 perks. Festival Blast, Street Cricket, Mega Sale and Tea Time shake up runs.
Rare coin charms
Collect 24 rare coins, equip them as lucky charms, upgrade them with duplicates, sell spares or try the Lucky Draw.
Daily rewards and goals
Daily missions with a chest, a free Lucky Spin, the Daily Piggy Gift gift streak, trophies and rank titles from Newbie to Titan. Beat The Perfect Neighbor!
Make it yours
Change the room, piggy colour and swing effect. Festival weeks decorate your home. Share your best run with friends.
Your game, your difficulty
Pick Rookie, Pro, Boss or Legend when you start and change it any time in Settings. Only optional rewarded ads, never during a run unless you ask, and no in-app purchases.
Every month, the same story
Electricity bill, milkman, school fees... and then the EMI shows up. Only one thing can save you: a big hammer and a room full of piggy banks. Tap to smash, watch your stamina, pay every bill before its timer ends, and when bankruptcy finally comes, spend your BP and start again stronger.
Guides and tips
- Beginner's guideYour first hour: what to buy, what to smash, how to survive.
- All 10 hammersEvery hammer, its special power and who it is best for.
- Piggy banks guideAll 9 piggy types and how to handle each one.
- Ranks and difficultyRookie, Pro, Boss, Legend and the 10 rank titles.
- FAQQuick answers about price, ads, offline play and data.
- How to playThe complete rules in 14 short sections.
Frequently asked questions
Is EMI Must Be Paid free?
Yes. The game is free with no in-app purchases. It has optional rewarded ads (for example a second chance after bankruptcy or bonus BP) that you choose to watch. Nothing is ever forced.
Do I need an internet connection?
No. You can play everything offline. Internet is only used when you choose to watch an optional rewarded ad.
Does the game collect my data?
We do not collect it and there are no accounts. Your name, age and progress stay on your phone. The Google AdMob SDK used for optional rewarded ads may process your advertising ID and device information as described in the privacy policy. Players under 13 see no ads.
Which phones are supported?
Android 7.0 (API 24) and newer, in portrait orientation.
What happens to my progress if I uninstall the game?
Progress is stored on the device only, so uninstalling removes it. There is no cloud save yet.
How do I report a bug or suggest a feature?
Email [email protected] from the Support page. Mention your phone model and Android version.
Read all 17 questions and answers. More help on the Support page. Read the Privacy Policy and Terms.